Budgeting that reads your receipts and answers from your own numbers.
Every account, currency, goal and debt in one honest ledger, with an AI advisor on top that proposes and never acts alone. Try the Advisor free; keep the ledger free forever.
Free finance core forever · Advisor trial on us · Cancel anytime
The Azno Advisor
An advisor that reads your numbers.
Ask in plain language and get an answer from your own rows, bills and goals, not from generic tips. It remembers how you like things done and offers to open the page it is talking about.
- Answers cite your ledger, live
- Voice in, voice out, if you like
- Proposes what to do next, as cards you confirm
Answered from your rows, bills and goals — never from generic tips. Example conversation.
Receipts
It reads the receipt. Every line.
Photograph a bill and the Advisor reads it, line by line, and stages the entries for you to confirm. Crumpled, thermal, half-covered by a thumb: it reports what it could read and asks about the rest.
- Merchant, items, totals and payment method
- Adds up the lines and checks them against the printed total
- Asks one question when something is unclear, in plain words
Point Cafe Bar · Skopje · fiscal receipt
Every currency
Every currency. One honest total.
Each account keeps its own currency. Every entry is converted to your base currency at your own rate, the moment you write it, so old totals never drift when today's rate moves.
- Your exchange rates first, a dated reference table second
- Original amount kept next to the base amount
- Change your base currency any time; every row is re-priced
Converted at the rate you set, the moment you write it. Totals never drift when today's rate moves.
Human in the loop
It proposes. You approve.
Every change the Advisor suggests is a card you confirm: entries, bills, goals, debts, categories. Nothing touches your books on its own. Ever.
- One tap to save, one to dismiss
- Edit the proposal before you confirm it
- A full trail of what was proposed and what you accepted
Proposed ledger entries
Nothing is written to your books until you tap. Not an entry, not a bill, not a goal.
Personal + Business
Two books. One toggle.
A freelancer, a shop, a side project: one login, two books. Every account, entry and bill belongs to one, and the toggle at the top of every page shows one or both.
- Payroll with deductions, each to its own category
- Invoices as receivables, with due dates
- Transfers between books show on both sides
Same ledger, two books. Every account, entry and bill belongs to one; flip the toggle on any page.
Private by design
No bank login. Ever.
Azno never asks for bank credentials. You, or the Advisor from a photo, enter what happened; Azno keeps it straight. Your data stays yours.
- No bank sync, no screen scraping
- Scoped, revocable tokens for other tools
- Delete your account and its data when you choose
- No bank credentials, ever. You or the Advisor enter what happened.
- Your finances are tenant-isolated and access-scoped.
- The Advisor reads your rows live and proposes — it never writes alone.
Three steps. No spreadsheet.
- 01
Create your account
Email and password. No card for the free core; the trial asks for one only when you start it.
- 02
Add what you have
Accounts in their own currencies, a few entries, your bills. Or photograph the receipts in your pocket.
- 03
Ask the Advisor
“Can I afford the November flights?” It answers from your rows, and proposes what to do next.
The finance core is free. Forever.
Ledger, budgets, savings goals, debts, accounts and every currency: free, no card. The Azno Advisor, the part that reads receipts and answers from your numbers, comes with a plan from $9.99/month, with a 14-day money-back guarantee on your first plan.
Questions people ask
- Is Azno free?
- The whole finance core is free, forever: ledger, budgets, savings goals, debts, accounts and currencies. No card is required to start. The Azno Advisor (the AI that reads receipts and answers from your numbers) comes with a plan from $9.99 a month.
- Do I have to connect my bank?
- No. Azno never asks for bank credentials. You, or the Advisor from a photo, enter what happened; Azno keeps it straight.
- Which currencies does it support?
- All of them. Every account has its own currency, every entry is converted to your base currency at your own rate when you write it, and totals never drift when today's rate moves.
- Can the AI change my books on its own?
- Never. Every change the Advisor suggests is a card you confirm. Nothing is written without your tap.
Budgeting that reads your receipts and answers from your own numbers.
Free finance core forever · Advisor trial on us · Cancel anytime