Your money, clear — with an advisor that actually knows your numbers.
Azno is a personal finance and budgeting app with an AI advisor. Track every account, currency, goal and debt in one place — and ask Omni what to do next. It proposes; you approve.
No card required · Bring your own AI key or use credits
Everything your finances need, in one place
A real double-entry-grade ledger under the hood, a calm interface on top, and an advisor that reads it all.
One ledger, every account
Bank, cash, credit and crypto accounts in a single multi-currency ledger. Income, expenses and transfers are tracked with running balances you can trust — kept as separate personal and business books.
Budgets, goals & debts
Set savings goals and watch contributions add up. Track what you owe and what you're owed, with payoff progress. Recurring bills and payroll contracts run on schedule so nothing slips.
Omni, your AI advisor
Ask questions in plain language and get answers grounded in your own numbers. Omni proposes ledger entries, goals and budgets — and nothing is written until you approve it. The AI never moves your money on its own.
Multi-currency, done right
Hold and report across currencies with your own exchange rates. Every entry is converted to your base currency so summaries and analytics stay honest, wherever you earn or spend.
Bring your own AI keys
Connect your own OpenAI, Anthropic or Gemini key, or use the built-in credits. Your keys are encrypted at rest and used only for your account — you stay in control of the model and the cost.
Yours, and private
Your finances are tenant-isolated and access-scoped. Connect Azno to other tools with revocable, scoped tokens — grant exactly what you choose, revoke it any time.
Up and running in three steps
Add your accounts
Create your accounts and categories, pick a base currency, and log or import your first entries.
Set goals & recurring
Add savings goals, debts, and the bills and income that repeat. Azno keeps the running picture current.
Ask Omni
Ask what you can afford, where money is leaking, or how to hit a goal faster — then approve the changes it proposes.
An advisor that proposes — and waits for your yes
Omni reads your ledger, goals and budgets and answers in plain language. When it suggests a change — a new entry, a re-plan, a goal contribution — it stages it as a proposal. You review and confirm. Azno never writes to your books on its own.
you ▸ can I afford a €900 flight this month?
omni ▸ Yes — you have €1,240 uncommitted after rent and your savings goal. Want me to log it and adjust the travel budget?
Approve proposal Dismiss
Take control of your money today
Free to start. Bring your own AI key or use built-in credits. Your data stays yours.