What a Fed rate hike means for your credit card, loans and savings
What a Fed rate hike means for your credit card: how fast the APR moves, what a quarter point really costs, and the move that matters more.
7 min read
Topic
Debt
4 posts about debt, newest first.
How to track buy now, pay later payments before they stack up
How to track buy now, pay later payments across every app: put each instalment on one calendar, see the month they stack up, and budget for it.
7 min read
Is a balance transfer worth it? The fee against the interest
Is a balance transfer worth it? Compare the 3–5% fee with the interest you would pay, find the monthly payment that clears it in time, and avoid the traps.
7 min read
Debt snowball vs. avalanche: the math, and why the extra payment matters more than the method
Snowball and avalanche worked out on three real debts: months to freedom, total interest, and the one number that changes the outcome more than either method.
4 min read